Top 10 Investment Apps in USA – 2025 Review

Introduction

In 2025, investing is no longer reserved for Wall Street professionals. With powerful investment apps available in the USA, anyone can buy stocks, trade ETFs, invest in crypto, or grow their retirement savings—all from their smartphone.
The challenge? Choosing the right app that matches your goals, budget, and risk level. This Top 10 Investment Apps in USA – 2025 Review will help you find the safest, most user-friendly, and feature-rich platforms for your money.

Table of Contents

Why Use an Investment App?

24/7 Market Access: Trade anytime, anywhere.
Low or Zero Commissions: Save money on every trade.
Educational Tools: Learn as you invest.
Automation: Robo-advisors that manage your portfolio for you.
Diversification: Access to stocks, bonds, ETFs, crypto, and more.

Top 10 Investment Apps in USA – 2025

1. Robinhood

Best For: Commission-free stock & crypto trading
Features:
- $0 commission on stocks, ETFs, and options
- Crypto trading available
- Fractional shares for small investments
Why We Like It: Perfect for beginners who want a simple, easy-to-use app.

2. Fidelity Investments

Best For: Long-term investing & retirement planning
Features:
- No account fees or minimums
- Wide range of investment products
- Strong research tools
Why We Like It: Trusted brand with excellent customer service.

3. Charles Schwab

Best For: All-in-one investing
Features:
- Commission-free trades
- Robo-advisor (Schwab Intelligent Portfolios)
- 24/7 support and in-depth market research
Why We Like It: Great for both beginners and advanced investors.

**4. E*TRADE**

Best For: Active traders
Features:
- Advanced trading tools
- No commissions on US-listed stocks & ETFs
- Huge library of educational content
Why We Like It: Professional-level tools with a friendly interface.

5. Acorns

Best For: Beginners & automatic investing
Features:
- Rounds up purchases and invests the change
- Low monthly fee plans
- Includes retirement and checking account options
Why We Like It: Hands-off investing for people new to the market.

6. Webull

Best For: Intermediate to advanced traders
Features:
- Commission-free stocks, ETFs, and options
- Crypto trading available
- Advanced charting tools
Why We Like It: Feature-rich with zero trading fees.

7. Vanguard

Best For: Index fund investing
Features:
- Low-cost index funds & ETFs
- No account service fees
- Trusted for retirement planning
Why We Like It: Known for low fees and strong long-term returns.

8. M1 Finance

Best For: Custom portfolios & automation
Features:
- Automated investing with customizable “pies”
- Fractional shares
- Borrowing and cash management features
Why We Like It: Great mix of automation and flexibility.

9. SoFi Invest

Best For: Beginners who want more than investing
Features:
- Free stock & ETF trades
- Access to financial planners
- Crypto investing
Why We Like It: One app for investing, personal loans, and financial advice.

10. Betterment

Best For: Automated, goal-based investing
Features:
- Robo-advisor with personalized portfolios
- Tax-loss harvesting
- Automatic rebalancing
Why We Like It: Ideal for people who want “set-it-and-forget-it” investing.

Tips for Choosing the Right Investment App

Check Fees: Even small fees can eat into your returns.
Look for Security: Ensure the app is regulated by FINRA/SEC and offers account protection.
Evaluate Features: Match the tools to your investing style.
Test the Interface: Make sure it’s easy to use.
Read Reviews: User feedback can reveal hidden pros & cons.

Final Thoughts

The best investment app for you depends on your goals. Beginners may prefer Robinhood or Acorns, while long-term investors might love Fidelity or Vanguard. For active traders, E*TRADE and Webull stand out.
Whichever you choose, remember—successful investing isn’t just about picking the right app, but also about disciplined, informed decision-making.